How do you build an emergency fund if you don’t have any extra money? The easiest way to accomplish this is by reducing your expenses. Here are some creative ways to increase your cash flow by cutting your spending.
How much you need
First, determine how much of an emergency fund you need. Identify the minimally essential monthly bills and multiply by the number of months of funds you'll need. At minimum include the following:
Ideas to fund your emergency account
You may need to get creative with your approach, but finding the funds to build your emergency fund is essential, now more than ever.
Last updated: 11/18/2022
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